An Ohio agent's license to sell insurance may be revoked for all of the following reasons EXCEPT which?

• A. Rebating or twisting
• B. Misrepresenting contract provisions
• C. Being convicted of a felony
• D. Sharing commissions with licensed agents

Answer: (D)

The main idea is that license revocation is tied to actions that harm consumers, undermine ethical conduct, or show unfitness to act as an agent. Rebating or twisting is illegal manipulation of incentives to gain business and is a prohibited practice that can trigger revocation. Misrepresenting contract provisions deceives clients about policy terms, which regulators consider a serious trust violation that can lead to losing the license. A felony conviction typically signals conduct that undermines trust and honesty in the profession, making licensure inappropriate to continue. Sharing commissions with licensed agents, however, is a normal, permitted practice within an agency structure when both parties are properly licensed and compliant with rules. Because it does not inherently involve deception, fraud, or unfitness, it isn’t a grounds for revocation.