Medicare Part B excess charges are covered by which type of insurance?

• A. Long-term care policies
• B. Respite care
• C. Medicare Part A
• D. Medicare Supplemental insurance

Answer: (D)

Excess charges happen when a physician who doesn’t accept Medicare assignment bills more than Medicare’s approved amount for a Part B service. Medicare won’t cover those extra charges, but Medicare Supplemental insurance (Medigap) is designed to help pay the gaps, including any excess charges, depending on the plan. So, Medigap is the type of insurance that covers Part B excess charges.