Ohio requires advertisements for accident and health insurance policies covering ONLY a specified illness to prominently display

• A. The premium guarantee
• B. A statement that the policy is limited
• C. A schedule of payments
• D. The policy exclusions

Answer: (B)

When an advertisement promotes a policy that covers only a specified illness, the crucial idea is that the coverage is limited. Ohio requires the ad to clearly display a statement that the policy is limited, so shoppers understand the scope of protection up front and aren’t misled into thinking it’s broad coverage. This direct disclosure helps protect consumers from assuming the policy covers more than it does. The other items—premium guarantees, a schedule of payments, or policy exclusions—do not address the specific need to announce the limited nature of a specified-illness policy in advertising. The required disclosure is exactly that the policy is limited.