Typically, workers age 65 or older must be offered the same Health benefits as younger employees.

• A. Offered the Same Health Benefits as the Younger Employees
• B. Covered by Medicare Exclusively
• C. Paying a Higher Premium Than Younger Employees
• D. Covered by a Medicare Supplement Policy

Answer: (A)

The key idea is that group health plans must treat employees of all ages the same. When workers reach 65, they typically become eligible for Medicare, but this doesn’t change the employer’s obligation to offer the same health benefits to them as to younger employees. Medicare may coordinate with the employer plan (often becoming primary or secondary payer), but the benefits offered remain equal. So the correct statement is that workers 65 or older must be offered the same health benefits as younger employees. The other options imply exclusive Medicare coverage, higher premiums for older workers, or requiring a Medicare Supplement, which isn’t the standard employer obligation.