What are the standard steps for submitting an Aflac claim?

• A. Complete the claim form
• B. Gather diagnosis and treatment documentation
• C. Complete the claim form, gather diagnosis and treatment documentation, submit to Aflac, claims review, and receive payment
• D. Submit to Aflac after approval

Answer: (C)

Submitting an Aflac claim follows a clear sequence: you complete the claim form, gather the necessary diagnosis and treatment documentation, submit everything to Aflac, and then the claim is reviewed before payment is issued. The option that includes all of these steps in the full process is the best choice because it reflects how claims are actually processed from start to finish. Completing just the form or just collecting documents by themselves isn’t enough to move a claim forward, since there’s no submission or review without both components. Submitting after approval isn’t how the process works either—the review and potential payment occur after submission, not beforehand.