Which of the following would be grounds for revocation of an Ohio license to sell insurance?

• A. Rebating or twisting
• B. Misrepresenting contract provisions
• C. Sharing commissions with licensed agents
• D. Being convicted of a felony

Answer: (C)

Grounds for revocation focus on improper compensation practices that undermine fair dealing and consumer protection. Sharing commissions with licensed agents is treated as grounds for revocation because it can create conflicts of interest and indicate compensation arrangements that aren’t properly authorized or supervised. Even when the recipients are licensed, such sharing can violate rules about how and to whom commissions may be paid, and it can be used to circumvent established standards for payments, kickbacks, or inducements. Ohio regulates these practices to ensure commissions are tied to legitimate, properly supervised activities and to prevent improper profit from influencing sales.